Terms of Service.

1. Acceptance of Terms

By accessing or using the Expense Lite application, you agree to be bound by these Terms of Service. If you do not agree, please do not use the services.

2. Description of Service

Expense Lite provides tools for personal financial management, including expense and income tracking, budgeting, subscription tracking, debt and loan tracking, and group expense splitting. All data is stored locally on your device. We reserve the right to modify or discontinue the service.

3. User Responsibilities

• You are responsible for the accuracy of the data you enter into the app.
• You are responsible for creating and safeguarding your own backups of your data.
• You agree not to use the service for any illegal or unauthorized purposes.

4. Premium & Payments

Some features require a paid Premium or Lifetime purchase made through the Google Play Store. Payments and refunds are handled by Google Play under their terms. Pricing is subject to change with notice.

5. Limitation of Liability

Expense Lite is provided "as is". We are not responsible for financial decisions made based on the data in the application, and you are responsible for maintaining your own backups. Always consult a financial professional when appropriate.