An Offline Alternative to YNAB
YNAB popularized intentional, category-based budgeting. If you like that approach but prefer an offline, no-subscription, no-bank-connection option, Expense Lite is worth a look.
- Category-based budgeting
- No bank connection required
- Offline-first and private
- Free core, optional one-time upgrade
Category budgeting, offline
Assign money to categories and track progress with clear visual bars — all without linking a bank or syncing to the cloud.
No recurring subscription required
Core budgeting is free, and a one-time Lifetime option is available if you want premium personalization without a recurring bill.